Bernard Zick's                                                                         

ZICK HOME LOANS & Realvest Funding
MORTGAGE
REPORT

June 2005

The Zick Home Loans & Realvest Funding Mortgage Report is published about once a month. It has a dual purpose. It should be of special interest to those of you in the mortgage business, particularly if you are a part of our mortgage group. Secondly, it is, in part, my chance to ramble on about what is bothering me. In this regard, this e-newsletter is intended to serve no special or worthwhile purpose. It is just my way of telling you what is going on in the world of real estate education, the investing business and the mortgage business. My only goal is that I don't get sued and you are entertained a bit. For an e-newsletter of merit about real estate investing watch for our next issue of Advice for the Impatient Investor which will be out the first week of July.

Editors: Bernard "Barney" Zick bernard@zick.com, Karen Zick and Amy McIntee

This email was sent to you by REIT, Corp. To ensure delivery to your inbox (not bulk or junk folders), please add bernard2--9168385@autocontactor.com to your address book.

 

"All things are difficult before they're easy."

 ~ Thomas Fuller
 

In this issue:

Zick Stuff

  • Broken email and lost newsletters
  • New Emergency Email Address
  • 1031 Exchange Advantage
  • Property Ladder -- Check out this new show on the Learning Channel

Upcoming Events

  • Mortgage Business Builder Boot Camp in Houston
  • Options Boot camp in Kansas City

Zick Stuff

Broken email and lost newsletters

My email has not been working since the first of the month. We discovered the problems a bit at a time and are still figuring out a lot of the solutions.

One of the problems came up when I thought the June 1st e-newsletter had gone out. That is when I realized part of the email plague! The same holds true for the June 15th e-newsletter. So, if you’re wondering if you missed an issue, you sure did. This abbreviated e-newsletter for June that replaces separate issues of Advice for the Impatient Investor and Zick Home Loans & Realvest Funding Mortgage Report is intended to fill in for now. Next month, we’ll be back on schedule.

BZ


New Emergency Email Address

Yes, my computer is under warranty. But, that means that they will keep my laptop for twelve days! While my email woes are being corrected on my relief machine, if you need to reach me between now and the end of the month, please use the following email address:


reitbootcamp@kingwoodcable.net


This is my Office Manager’s email. Tammy will print your emails for me daily and fax them to me. I will respond as soon as I can. VERY IMPORTANT!! In order for me to get back with you, please include one or more contact phone numbers in the emails you send.

BZ



1031 Exchange Advantage

We're pleased to introduce our new affiliation with 1031 Exchange Advantage.  Pay no tax when you sell your real estate with a 1031 Exchange. Any investor can qualify! Section 1031 of the IRS code lets you sell your property and buy a new property without paying any taxes. But you must follow the rules. With a trusted real estate agent and a bonded and insured accommodator, saving taxes on real estate sales has never been easier or safer.

Good news...as a subscriber to Advice for the Impatient Investor or Zick Home Loans & Realvest Funding Mortgage Report, you qualify for a $100 gift certificate you can use towards your exchange fee. Our relationship between 1031 Exchange Advantage entitles you to this gift towards your exchange purchase and ensures you a pleasant and hassle-free experience. 

I want to learn more about 1031 Exchange Advantage!

Questions?  Call their office at 1-866-944-1031 for more information.  1031 Exchange Advantage is run by an old friend of mine who I can assure you is extremely knowledgeable.



Property Ladder -- Check out this new show on the Learning Channel

Check your local listings for a new show Property Ladder which is a new series from The Learning Channel (TLC) that combines the excitement of buying and renovating a property with the stress of staying within a set budget and deadline. Each week, we'll follow an amateur property developer as he or she buys, renovates, decorates and re-sells their property — their main goal being to make the maximum profit from the property as a consequence of the work they've done — or not done — to it. Timing is everything, and waiting too long to sell in the chosen market can make or break the sale.

The first episode first aired in early June and was titled Father-Son Flip Fiasco and is described as follows:

"Anthony bought a townhouse in Santa Monica for $588,000. This is Anthony's first flip, and he is concerned about how he can make the biggest profit with his limited budget and rehabbing skills."

The second episode  is titled Beach Babe Rehab Bungle and is described as follows:

"Ashley just closed on her first property, a condo in Long Beach, California, for $253,000. With a $10,000 renovation budget, she plans on reselling the property for $300,000 in two months. On her meager budget, she'll be counting on friends for help."

The world of real estate investing can be a fast track to riches. Buying an inexpensive house that needs work then fixing it up and "flipping" it for big bucks is a money making machine… It's fun and easy to do, Right???

We'll soon see…

Property Ladder will take us on a journey of real estate renovation. Construction, painting and landscaping, whatever it takes to add value to an ugly duckling house hoping to create a beautiful swan with character, style and the all important "curb appeal."

The novice real estate investors rehabbing these old houses will demonstrate how - with a few strategic design decisions, a little elbow grease, some laughter, tears, and even a sleepless night or two - anyone can do this, and maybe even have fun and make some money too. Each episode will conclude with an open house showing off the amazing transformation, all leading up to, hopefully, selling the house for a whopping profit.

Hosting the show is Kirsten Kemp, an actress, real estate agent and seasoned property investor and experienced "flipper." Her experience is used to help guide the re-modelers and keep them focused on the goal - creating a house that lots of people want to buy. They re-do floors, re-furbish cabinets and re-model kitchens. They'll add bathrooms, bedrooms and walls. They'll build decks, change yards and do everything that can add value to a house…

Sounds like fun!



We are hiring Loan Originators!

We discuss the opportunity with Freedom Equity Group and All Fund Mortgage on our free TeleHelp calls the first Monday of the month.  If you are in our Mortgage Lending system, you can have your recruits call in to listen. Or if you need to know more, we will continue doing calls on the first Monday of each month that focus on recruiting questions for our mortgage origination business.  Last time we turned people away.  Register so we know how many lines to reserve.  Register here
.


Barney and Karen have reserved the fourth Monday of each month for an "invitation only" call for participants in our Mortgage Loan Program.  If you are signing up under Karen Zick for All Fund and need details on the calls, call Karen at 281-358-0409 and her assistant will get you the access information while your application for employment is being processed.



Questions?  Send us an email or call our office at 800-677-3253.



IMPORTANT POLICY STATEMENT ABOUT ALL FUND MORTGAGE/FREEDOM EQUITY GROUP PARTICIPATION
 
Cost
 
The cost of the training is $1995. You can pay it all at once. However, I believe in our program and know if you work our program you will make lots of money. So here is the deal. I’ll bet two-thirds of that on your success…
 
 - If you are signed up under us, you can attend for $695 up front and we will take $500 out of each of your first three loans to complete the follow up training.
 - If you are not signed up under us, but under someone else, you can pay $1995 at registration and attend the event.
 - If you are not signed up at all, you must pay $1995 to attend, up front.
 
So the bottom line is, get signed up under us for the installment program.
 
By the way, all sponsors that I know of with Freedom Equity Group / All Fund charge something out of the first three loans to pay for training. So if you think that you are better off signing up for someone that does not offer training, you most likely will still get charged out of the first three loans.
 
Several of the sponsors I know take ALL the commission you make on your first three loans. If I was signed up with that sponsor, I would do three very small loans at first and “sand bag” any bigger loans for the next group! This way, you can make as much as you want on the first three loans and you only have to pay out the first $500!
 
Our hope is that you will catch fire in this business and by the time you do the first three loans you have made all your educational investment back. So, bottom line, if you work the program there is no cost; it pays!
 
Husbands, wives, partners and children
 
If you want to bring one of these, great! Special offer for the June 2005 event in HOUSTON, TX -- a spouse, partner or adult child can attend for FREE!
 
More than your money back!
 
If you are signed up under us, you can return to attend the training for free. All you have to do is bring someone you signed up under you!
 
Think about it. You get to come for free, they pay us $695, but YOU collect the $500 per loan on training THEM on their first three loans.
 
For us, we get our costs covered. It costs us at a MINIMUM $695 per person to put on a three day event. We don’t really make money unless you or your associate you sign up make money with placing loans.
 
They get profits from placing loans, giving them their educational investment back. You get trained associates, we build our shop. It is a win-win deal all around.
 
Guess what? Your associates can do the same. They can come back for free bringing as many people as they want AS LONG AS THOSE PEOPLE ARE SIGNED UP under them! You get the picture.
 
Sign up today!!



YET ANOTHER SATISFIED STUDENT!

Hi Barney,

I just want to say thank you for the Real Estate education I received from you!! I closed on a sale of a single family home and took home a check of $158,000!!!! I am convinced this happened because I learned the right question to ask. It is a very simple question and a very unique question that you taught me. I was the ONLY person/investor to be allowed to enter the property and present my offer which resulted in my purchase. All other investors were turned away because they did not know to ask the question I asked.

This property was bought 100% no-money-down and without my credit or any type of new loans. It really makes a difference when you are trained by a truly professional real estate investor who is not only very successful but also has years and years of experience. Just goes to show that if a person like me, with no real estate experience at all, (my only experience was stocking chicken!) can do it, anybody else with the right training can also do it.

Sincerely,

Ernie Vargas
http://ratrace.usana.com



Would you like to read past newsletters? 

Click here

Scroll down to the bottom of the left-hand column to find links to all of our archived newsletters.



Go to Barney's Website for more information about educational events and materials.

Go to Karen's Website to apply for a 1-4 family loan or join us as a mortgage loan originator.

Go to  Zick Investment Properties to sell us a property or get a web site to sell your properties.

Go to Realvest Funding for more information about financing.

Register for an Options Boot Camp at http://www.zick.com/speventreg.html.

Register for a "How to Finance ANY Deal!" Boot Camp at http://www.zick.com/FinanceAnyDealBCreg.htm.

Register for a Mortgage Business Builder Boot Camp at http://www.zick.com/MortgageBCreg.shtml.

Register for a FREE "Financing Your Next Best Deal" Help Day at http://www.zick.com/HelpDayreg.htm.

Register for a FREE Freedom Equity/All Fund Mortgage TeleHelp Call at http://www.zick.com/telehelp_freedom_equity_recruiting.htm.

Questions?  Send us an email or call 800-677-3253.



Remember: You may be my student, you may be my best friend and I MAY love you…but, I am not a lawyer.  I am not YOUR real estate broker.  You are not my client.  This e-mail is not intended as legal, real estate or accounting advice.

 

 

Upcoming Events

Speed Your Road To Success!

Announcing a Mortgage Business Builder Boot Camp you can’t afford to miss!

Saturday, June 25th & Sunday, June 26th, 2005


Houston, TX

9:00 a.m. – 5:00 p.m.


Country Inn & Suites
20611 Hwy 59
Humble, TX 77338
281-446-4977

A block of sleeping rooms with a special conference rate is being held under Karen Zick's name.
 

Click Here to Register!

Announcing the most in-depth, intensive two-day Boot Camp you can imagine on how to market, sell, and conduct a loan origination business. Cash Flow IS KING! As a real estate investor, there is nothing like having a steady cash flow coming in to help “grease the wheels” of this cash intensive business. Being in the mortgage lending business is a great way to not only make a steady flow of income, it is a great way to work on lending and buying deals all at the same time. 

SIGN UP AND RECEIVE TRAINING AND HANDS-ON ASSISTANCE WITH YOUR FIRST THREE LOANS FOR ONLY $2195 with $695 now and $500 out of your first three closed loans!  This way we have more at risk than you. If you don't make money we don't get paid the balance of the training fee. See below for more details.* You’ll get a Huge Text, new in 2004, with scripts, marketing plans and instructions, a CD of presentations and loan work sheet on Excel, a Web Site Reference Center; 90 days of phone support while training and personalized help from Karen Zick on your first three loans.

Click Here to Register!

The entire program can be self funding! Plus get more cash flow ideas at the event!  At the two-day Mortgage Business Builder Boot Camp we will focus on marketing and sales, how to present loans, how to present the opportunity to people you will sign up and how to do the paper work. A Mortgage Business Builder Boot Camp is scheduled for Houston June 25th & 26th.  Go to www.zick.com to sign up online or call 800-677-3253 to register today!

*You will need to pay an additional $299 direct to Freedom Equity Group for your State Registration as a mortgage originator and a year of your own Web site. You do this when you sign up online. If needed, we will assist you with the application process. We will accept $1995 now or payments of $695 now and $500 out of each of your first three loans as stated above, but the $299 is done on the Web and does not go to us. 

Click Here to Register!




Barney Zick invites you to attend a

Real Estate Options Boot Camp

July 23rd & 24th, 2005 in Kansas City

Courtyard Kansas City Overland Park/Convention Center
11001 Woodson Street
Overland Park, KS 66211
913-317-8500

Registration begins at 8:30 a.m. and the boot camp begins at 9:00 a.m. each day.

Don't Miss Out!

Click here to complete your registration online. 

This Boot Camp can potentially make you more money than any other seminar you have ever had the chance to attend.  It is no secret that fortunes have been made by those that know how to use real estate options.  Now, details of these financial maneuvers are explained by Barney Zick.

During this event, we will do role play about how to negotiate options.  We will have a homework assignment that will allow you to make an offer, and if we can, close a deal.  We will arrange for up to $2,000 to be available to fund a joint venture for the best option deal found!  We will go over the forms and show you how to fill in the blanks.  Go to www.zick.com for more information.

Learn how to find the hidden ways to profits unknown to most investors.

Click here to complete your registration online. 

You’ll learn: How to use options with “fixer” properties and to control and resell bargains…Common errors in drafting lease options, avoiding lawsuits and getting paid NOT to buy…Rolling option & first right of refusal options…How to use options when the seller is in foreclosure…Tax tactics & Options and Bankruptcy…How to change a pro-tenant lease option to pro-owner... Profit from a sandwich lease position...How to get Zero interest financing…How to control land you may need in the future…Seller Benefits…Power partnership options and much, much more.

The information Barney will present has been updated with new ways to get deals.  Of course, the portion of the boot camp when we work on deals, which takes most of the second day, is different for each event.  It is a real eye opener for those of you yet to do your first deal.  Plan to join us in Kansas City on Saturday and Sunday, July 23rd & 24th!!  Go to www.zick.com and click on “Register for an Options Boot Camp” today!  The Options two-day Boot Camp is offered for $1,995 per person.  Special rates are available for MAREI (Mid-America Association of Real Estate Investors) members.  (If you own Barney’s materials, call us to confirm and you may be able to attend for free!)

Plan to attend!!

July 23rd & 24th, 2005 in Kansas City

Courtyard Kansas City Overland Park/Convention Center
11001 Woodson St.
Overland Park, KS 66211
913-317-8500

Click here to complete your registration online.



Questions?  Send us an email or call our office at 800-677-325. 

The Fine Print...

(Back to top)

We will publish the Zick Home Loans & Realvest Funding Mortgage Report containing Real Estate Education Industry News and a lot of personal opinions, and Advice for the Impatient Investor, approximately once a month.  (However, keep in mind, our newsletters are free so don't get upset if we skip one occasionally!)  

The next Zick Home Loans & Realvest Funding Mortgage Report will go out on or about July 15th.  Advice for the Impatient Investor has been published for fourteen years (but not in a row).  The next issue should be out about July 1st.   

Folks smarter than us told us to say: We take no responsibility for the accuracy of the postings.  All contents of the postings are the responsibility of the posting party.  The foregoing material is strictly for informational purposes only and does not provide legal, financial, accounting or investing advice or services. Use of any of the foregoing information does not create a client relationship.  You should not act on the information provided without seeking legal, accounting and tax counsel of your choice.

We reserve the right to terminate the subscription of anyone at any time.

Copyright note: Submission of an email message or art work affirms that you are authorized to and have given Bernard Zick, et al, non-exclusive permission to reprint the content of your message in all forms, electronic or otherwise, in all languages throughout the world.

Copyright © 2005 by Real Estate Investors Training Corporation.

ISSN # 0272-8559

All Rights Reserved, no reprints to other email lists or websites without Bernard Zick's permission.

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Address: P.O. Box 6399, Kingwood, TX 77325-6399

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